One number. Any phone. Free to start.
Prices, money, savings, records and papers, kept in one place and reached by dialling. Works on every handset sold in Kenya. Start this morning, registered or not.
Is Esoqo for me?
Search in English or Kiswahili — seremala, fundi, mama mboga, boda, chama, kanisa. Every kind of work is included. The result shows which papers apply to yours.
What Esoqo does
Each one works on its own and none of them requires another. Open what you need, leave the rest closed, and add to it whenever you want.
What your goods are selling for at markets near you, checked before you buy or sell. Ask by dialling any time, or switch on a morning SMS if you want one.
Take payment where you trade, send money to a supplier, and have a buyer’s money held until you deliver. Every fee is shown before you confirm.
Weekly contributions, merry-go-round turns, who has paid and who has not, loan votes, and a register your treasurer can print for the meeting.
Book straight from the operator or organiser, not a tout at the stage or a stranger’s WhatsApp post. Pay by M-Pesa and hold a QR ticket on your own account — checked at the gate or the door, never a photocopy someone else can resell.
Every parcel gets a real price by weight and destination before you pay, not a number haggled at the matatu stage. A courier scans it into custody at every handoff, so it is never “somewhere on a bus, ask around” — and only your receiver’s delivery code releases it to them, nobody else.
Every sale, contribution and repayment builds a record of what you actually earn. It belongs to you and nobody else sees it unless you say so.
Registrations, permits and licences from the bodies that issue them — kept together, checked for expiry, printable and verifiable.
Credit, insurance and buyers who will contract you. Offered when your record qualifies, never before, and only if you agree to share it.
Every day
Prices, payments and your group’s money are available as soon as you join, at no charge, with nothing to fill in and nothing to bring.
Take payment where you trade. Send money to a supplier. When a buyer orders from you, their money sits in escrow where you can see it, and moves to you the day you deliver.
If a payment does not confirm, Esoqo says so plainly and tells you not to send it twice. Somebody works on it and you get an SMS.
The treasurer posts contributions once; every member gets a receipt by SMS and can check the balance without asking anyone.
Loan decisions go to a vote members can cast by dialling, so the ones without smartphones are not left out. Arrears are shown to the office-bearers only.
Papers & certificates
You can use everything above without registering anything. Esoqo issues none of these: each comes from the body with the authority to issue it.
These are the ones most people need. Esoqo will hold any certificate you have — NEMA, KEBS, PSV, liquor, health, export, professional body, whatever your work requires. Government fees go to the issuing body at its published rate.
Institutions
These bodies issue; Esoqo holds and proves. Nothing on a certificate is Esoqo’s word — it is the issuer’s, recorded with the date it was given and the date it runs out. A verifier checks the code and sees the issuer’s name, not ours.
Counties
Esoqo works in all 47 counties. Wherever you are, you can join, hold your record, keep your papers and use your group’s money by dialling.
The counties below are where field officers sit with people in person and where daily market prices are collected so far. Everything else does not depend on the list.
How to join
Or open esoqo.co.ke. Pick English or Kiswahili first; everything after follows your choice.
Plus where you stand today — registered or not, in a group or not. Your identity card and any papers come later.
Prices, receipts, expiry warnings — pick which of these you want, and nothing else arrives.
Get the app
The app speaks to the same account as *483*77# — prices, money, your group, records and papers — and adds the scanner for bus QRs, vouchers, tickets and payment codes. Free to download, free to join.
On the Google Play and Apple App stores.
Same number, same account as the dial code.
Open the app and tap Sign in.
Enter the number you registered with Esoqo.
Type the code we send you by SMS — then set a PIN for next time.
Esoqo will never ask you for your PIN.
Joining is free and stays free. Nobody from Esoqo will call or text you asking for your PIN, or ask you to pay anything to register. If someone does, it is not us — call 0709 000 000 and tell us.